Our £500,000 Promise

We offer £500,000 coverage for each booking. For free.


100% free. 100% your choice.

We insure you. When a guest makes a booking, you can choose if you wish to take advantage of it.

Our £500,000 Promise.

FlatClub members are verified. Oftentimes, verified members of networks you already know and trust. Experiencing any issue is extremely unlikely and FlatClub Host Insurance is our £500,000 promise.

You're in good company.

FlatClub partnered with Lloyd's of London to deliver Host Insurance. If anything happens, you have the best providers in the industry working for you.


Frequently Asked Questions

What countries are covered by FlatClub Host Insurance?

FlatClub Host Insurance covers hosts in the UK, Ireland, Switzerland, Austria, Belgium, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Ireland, Italy, Latvia, Lithuania, Luxembourg, Malta, Netherlands, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden. We'll be adding more countries as we expand the service.

What is covered by FlatClub Host Insurance?

FlatClub Host Insurance covers up to £500,000 in damages to covered property, in eligible countries, occurring during a guest stay booked through FlatClub. Coverage is subject to the conditions, limitations, and exclusions detailed in the Host Insurance General Terms and Conditions

How do I opt-in?

As soon as a guest makes a booking with you, you are going to receive a booking confirmation email. All you need to do is click on the link to opt-in for the £500,000 insurance and you're covered.

What is not covered by FlatClub Host Insurance?

FlatClub Host Insurance does not cover damages due to attrition, wear and tear, or excessive use; mould, bodily injury and other exclusions. Read the full details of conditions, limitations, and exclusions in the Host Insurance General Terms and Conditions

What do I do if something happens?

If you chose to opt-in for the insurance, you need to notify FlatClub in writing within 5 days of check-out and follow the instructions in article 8 of the FlatClub Host Insurance General Terms and Conditions.